basically

OfferIQ offers mobile in-store coupons with no change to point-of-sale equipment and no physical coupons. OfferIQ was purchased by Transactis in 2010.

Transactis works with banks and their merchants to transform traditional paper-based billing, payment, and coupon transactions to smarter electronic interactions that are more efficient, cost-effective, and environmentally friendly.

Transactis also operates the following brands: BillMailBillerExpress, and LoyaltyIQ.